0h1bai.co
Differentiator

The approval gate is the product.

Other agent platforms hide the human. We surface them — at exactly the moments where US law, fiduciary duty, or platform liability requires a real person of record.

Why the human cannot be removed.

The "zero-human" framing is a marketing artifact that does not survive contact with the legal system. We are explicit about what an AI agent cannot do under current US law, and we engineer around it.

Beneficial ownership reporting (CTA + state BOI)

FinCEN BOI and state regimes (notably NY LLCTA) require a natural-person beneficial owner. You are that person — permanently.

KYC at every financial institution

Stripe, Mercury, Brex, Ramp — every bank requires government ID and an SSN/ITIN. The agent cannot be customer-of-record.

Fiduciary duty

Even single-member LLC owners owe duties to creditors at insolvency and to the IRS for trust-fund taxes. These are non-delegable.

Tax filings under penalty of perjury

Forms 1120/1065/1040 require a signature. Sales-tax responsible-person designations create personal liability.

Material contracts and representations

Common-law agency doctrine binds the principal. There is no settled doctrine for autonomous AI as a contracting agent. The Air Canada chatbot case (2024) is precedent.

The approval card

Typed-phrase confirms. Not a one-click button.

High-stakes approvals require typing the action's confirm phrase. Friction is the feature: it's the difference between a reflex tap and an actual decision.

Pending approval · apr_002

Category: 5 · Legal/financial

Proposed by: Formation agent

Action: Form Delaware LLC for tenant 'leo-launch'

Cost: $519 third-party

Reversible: No

To approve, type: "form llc leo-launch"

Try a live approval card →

The two-hour weekly cadence.

Monday · 30 min

Review feasibility briefs, weekly digest, anomaly alerts.

Wednesday · 45 min

Approval queue: production deploys, paid campaigns, refunds over threshold.

Friday · 45 min

Compliance: tax registrations, BOI updates, vendor approvals.

If you find yourself spending more than two hours in a given week, that's a design failure on our end. We surface it in the cost dashboard as an attention-budget overrun and propose what to delegate further.